For the 30 years I have served in the financial services industry, I have consistently encouraged clients to purchase insurance for the risks they cannot afford and to save and invest for the future.

I am committed to helping my clients, their families and their businesses by providing them with investment analysis and a suitable product recommendation.

My "Rules for Investing" are as follows:

  • Use a professional
  • Diversify
  • Continually invest
  • Have patience

I hope you find this site to be a valuable information resource to help you learn more about insurance, investing, retirement and estate analysis.  There are financial calculators which may help you get a clearer picture of where you are, and where you're headed.  There is also a research library and newsletter articles on a wide range of financial topics.  You may even request a quote for an insurance or investment product.  Please check back often, because new material is always being added.

If you wish to have more information about life, disability, medical or long-term care insurance or investment products including mutual funds or annuities, click on "contact us" and drop me an e-mail message at or call me at (619) 225-1600.  I can also help with Medicare supplements and prescription drug plans for those who are age 65 or over.

I'm ready to help and I look forward to earning your business.